Monday, December 11, 2006

UK Credit Cards

It is a fact of life that many couples go into debt to fund their wedding day and it is always difficult to advise against it as a wedding is such an emotional event and it is every little girl’s dream to get married and have their very own fairytale wedding.

That said, it is highly unlikely that you will have a bank account full of cash and so it is highly likely that you will be borrowing money in some form or another so it is best to do it in an informed and sensible manner.

Therefore this particular website may well be of interest to you if you are planning to put some of your wedding purchases on your credit card. It can sometimes be difficult to filter through some websites to get to the detail you want particularly if they cross over into many different financial products.

This particular website focuses on UK credit cards, which we liked. It also clearly lays out the menu option to click on if you are specifically looking for Balance Transfer deals or if you are looking for the best Credit Card on the market which again saves you faffing around the website.

If you are looking for a 0% balance transfer fee card, then it details those cards available in a table, but there didn’t seem to be any particular sort order in the table and I think it would have been nice to be able to sort this table according to your personal requirements i.e. if the length of time of the 0% was most important, then being able to sort them in order of the longest term first would have been useful.

Each card also has a link directly to the lender.

Rather than just leaving you to get on with it, the site does give you some more detailed information on the different considerations such as “True Cost of Balance Transfers”. This article helps you to understand whether or not you would truly be saving money in the long run.

Whilst the site is well laid out, neat and easy to navigate around, one criticism I would make in terms of look and feel is that the writing is quite small and faint due to it being grey and not black. Though I do prefer to read grey text sometimes as it is less harsh, perhaps a darker shade of grey would help. Also the sub-headings are in lime green (which I do like) but sometimes lime green can be difficult to read on screen.

All in all though I think this website is a good informational resource if you are considering using UK credit cards to help pay for some of your wedding so take a good look.

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